From classical piano to complicated portfolios, Jessica Y. Jung, CFP®, brings precision and coronary heart to the monetary lives of households, enterprise homeowners, and high-net-worth people. Because the President and Founding father of Huge Wealth Advisors, Jessica opens up about her journey, her ardour for serving to others develop their wealth, and the rules that form her work.
Q: Jessica, let’s start at the beginning. How did your adolescence affect the trail you selected in finance?
JJ: I used to be born in Seoul, South Korea, and my household immigrated to Florida once I was two. Later, I attended boarding college on the Oklahoma Faculty of Science and Arithmetic. That have instilled self-discipline and construction early on. Then at Vanderbilt, the place I earned my diploma in economics, I noticed that I needed to mix analytical considering with significant, people-centered work. Finance turned that bridge.
An enormous affect on that journey was my dad. He was a finance professor and the rationale I got interested within the subject. He taught me the values of self-discipline, perseverance, and onerous work – all hallmarks of many immigrant mother and father who need their youngsters to succeed. He additionally emphasised caring for my physique to remain sharp and productive, and as an avid reader himself, he instilled in me a deep love for studying that continues to form how I be taught and develop.
Q: You’ve been serving to shoppers since 2005. Are you able to stroll us by means of your skilled journey?
JJ: I started my profession at Morgan Stanley as a monetary advisor. I used to be recruited to affix a staff with two senior advisors at AmSouth Funding Companies. AmSouth turned Morgan Keegan by means of a merger. I made a decision to grow to be an impartial advisor in 2010 and joined LPL Monetary. Every function gave me a deeper understanding of each markets and monetary methods. In 2021, I based Huge Wealth Advisors with a want to create a tradition of excellence in consumer service and monetary planning. That step allowed me to offer impartial, tailor-made recommendation whereas nonetheless providing strong institutional sources.
Q: As a CFP®, how does that credential form the way in which you’re employed?
JJ: Being a CERTIFIED FINANCIAL PLANNER™ is about holding your self to the best customary—ethically and professionally. It’s a fiduciary dedication, which implies I’m legally and morally certain to behave in my shoppers’ greatest curiosity. That’s not only a authorized field to tick. It’s how I’ve all the time labored. Purchasers deserve transparency and belief in each dialog.
Q: What sorts of shoppers do you usually serve at Huge Wealth Advisors?
JJ: My shoppers are high-net-worth people and households, executives, professionals, and enterprise homeowners. They’re typically navigating complicated monetary landscapes—planning enterprise exits, managing multi-generational wealth, or going through important tax and property concerns. My function is to simplify that complexity, align their funds with their imaginative and prescient, and assist them make assured, long-term choices to provide a greater monetary consequence.
Q: Are you able to share an instance of the way you assist shoppers navigate these complicated choices?
JJ: Positive. One consumer, a small enterprise proprietor nearing retirement, had most of their wealth tied up within the enterprise. We created a multi-phase exit technique, layered with property and tax discount planning, that allowed them to promote their enterprise on their phrases, shield their belongings, and keep their way of life. It wasn’t nearly numbers. It was about legacy and confidence in retirement.
Q: What differentiates your strategy from different advisors within the trade?
JJ: Customization. Each plan is constructed from the bottom up. I don’t imagine in one-size-fits-all options. Whether or not it’s superior insurance coverage methods, funding administration, or tax minimization, every factor is designed across the consumer’s objectives and values. I additionally keep sturdy relationships—with shoppers and with trade friends—so I’m consistently studying and bringing recent methods to the desk.
Q: You cut up your time between Nashville and Palo Alto. How does that mirror your work and values?
JJ: It’s about staying linked. I’ve shoppers coast to coast. Being current in each Tennessee and California permits me to satisfy shoppers the place they’re—actually and figuratively. Completely different markets, completely different challenges. It additionally retains me sharp. Variety of thought and site is necessary in wealth administration.
Q: You’re additionally very energetic in skilled and philanthropic circles. Why is that necessary to you?
JJ: Giving again and staying concerned is a part of who I’m. I assist causes like Autism Speaks, St. Jude, Nashville Rescue Mission, and Particular Olympics as a result of they do superb work, and I wish to uplift the communities I serve. On the skilled facet, I’m a board member with Companions Monetary, and concerned with the Monetary Planning Affiliation and FINSECA. It retains me accountable and linked to the most recent within the subject.
Q: Exterior of labor, you’re an achieved classical pianist and health fanatic. How do these pursuits influence your day-to-day?
JJ: Taking part in the piano retains me grounded. It requires focus and presence—similar with health. These actions are greater than hobbies; they assist me recharge and keep mentally agile. That stability is what permits me to deliver full power and readability to my work with shoppers.
Q: Lastly, what’s your greatest hope for the way forward for monetary planning?
JJ: That extra individuals really feel empowered, not overwhelmed, by their funds. Planning must be a supply of confidence, not stress. And I hope we see extra numerous voices and views within the trade—it advantages everybody once we lead with empathy and experience.
Securities provided by means of Registered Representatives of Cambridge Funding Analysis, Inc., a broker-dealer, member FINRA/SIPC. Advisory providers provided by means of Cambridge Funding Analysis Advisors, Inc., a Registered Funding Adviser. Huge Wealth Advisors and Cambridge usually are not affiliated. Cambridge doesn’t provide tax or authorized recommendation. These testimonials are based mostly upon a person consumer expertise and will not characterize the expertise of different prospects, and shouldn’t be thought-about a assure or indication of future efficiency or success.
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