| Headlines | Sep-25 | Aug-25 |
| Month-to-month Index* | 543.1 | 540.1 |
| Month-to-month Change* | 0.5% | -0.1% |
| Annual Change | 2.2% | 2.1% |
| Common Worth
(not seasonally adjusted) |
£271,995 | £271,079 |
* Seasonally adjusted determine (observe that month-to-month % adjustments are revised when seasonal adjustment elements are re-estimated)
Robert Gardner, Nationwide’s chief economist, stated: “The annual tempo of UK home worth development was little modified in September at 2.2%, marginally stronger than the two.1% recorded in August. Costs elevated by 0.5% month on month, after taking account of seasonal results.
“The broad stability within the annual price of home worth development over the previous three months mirrors that of exercise. The variety of mortgages authorised for home buy have been hovering at round 65,000 instances per 30 days, near the pre-pandemic common (regardless of the upper rate of interest atmosphere).
“Regardless of ongoing uncertainties within the world financial system, underlying circumstances for potential residence patrons within the UK stay supportive.
“Unemployment is low, earnings are rising at a wholesome tempo, family stability sheets are robust and borrowing prices are prone to reasonable a bit additional if Financial institution Price is lowered within the coming quarters as we, and most different analysts, anticipate.
“Offering the broader financial restoration is maintained, housing market exercise is prone to strengthen progressively within the quarters forward.
Most areas noticed a slowing in home worth development in Q3 2025
Nationwide’s regional home worth indices are produced quarterly, with information for Q3 (the three months to September) indicating that almost all of areas noticed a modest slowdown in annual home worth development (see full desk under).
Northern Eire remained the strongest performer by a large margin, with annual home worth development of 9.6% in Q3, which echoes developments seen within the border areas of Eire in latest quarters. Wales noticed a slight enhance in annual home worth development to three.0% (up from 2.6% in Q2), whereas development in Scotland slowed to 2.9% (in contrast with 4.5% final quarter).
England noticed an extra slowing in annual home worth development to 1.6%, from 2.5% in Q2. Common costs in Northern England (comprising North, North West, Yorkshire & The Humber, East Midlands and West Midlands) have been up 3.4% yr on yr, with the North (which includes areas, similar to Tyneside, Teesside and Cumbria) the highest performing area in England – with costs up 5.1% yr on yr.
In the meantime common home worth development in Southern England (South West, Outer South East, Outer Metropolitan, London and East Anglia) slowed to 0.7%. This was pushed by a marked softening in worth development in Outer Metropolitan and Outer South East, the latter being the weakest performing area, with annual development of 0.3% (down from 2.6% final quarter).
Property kind replace
Nationwide’s most up-to-date information by property kind exhibits that semi-detached properties have seen the largest proportion rise in costs over the past 12 months, with common costs up 3.4% yr on yr.
Indifferent and terraced properties noticed related development, at 2.5% and a couple of.4% respectively. Nonetheless, flats noticed a small year-on-year decline of 0.3%. Wanting over the long run, flats have seen noticeably weaker development than different property varieties in recent times. For instance, over the past 10 years, the value of a typical flat has elevated by round 20%, lower than half of the rise within the worth of terraced homes over the identical interval.
Quarterly Regional Home Worth Statistics – Q3 2025
Be aware that these figures are for the three months to September, due to this fact will present a distinct UK common worth and annual proportion change to our month-to-month home worth statistics.
Areas over the past 12 months
| Area | Common worth
(Q3 2025) |
Annual % chg this quarter | Annual % chg final quarter |
| N Eire | £215,122 | 9.6% | 9.7% |
| North | £169,216 | 5.1% | 5.5% |
| Yorks & The H | £214,359 | 3.8% | 2.3% |
| North West | £222,664 | 3.2% | 4.2% |
| West Midlands | £250,951 | 3.0% | 2.3% |
| Wales | £213,359 | 3.0% | 2.6% |
| Scotland | £189,863 | 2.9% | 4.5% |
| East Midlands | £238,702 | 2.7% | 2.0% |
| East Anglia | £273,945 | 1.1% | 1.1% |
| Outer Met | £428,405 | 1.0% | 2.9% |
| South West | £306,163 | 0.9% | 2.4% |
| London | £527,694 | 0.6% | 1.4% |
| Outer S East | £337,201 | 0.3% | 2.6% |
| UK | £272,819 | 2.3% | 2.9% |
| UK Reality File (Q3 2025) | |
| Quarterly common UK home worth | £272,819 |
| Annual proportion change | 2.3% |
| Quarterly change (seasonally adj.) | 0.4% |
| Costliest area | London |
| Least costly area | North |
| Strongest annual worth change | N Eire |
| Weakest annual worth change | Outer S East |
Nations abstract desk
| Nations | Common worth
(Q3 2025) |
Annual % chg this quarter | Quarterly % chg |
| N Eire | £215,122 | 9.6% | 3.2% |
| Wales | £213,359 | 3.0% | 0.7% |
| Scotland | £189,863 | 2.9% | 0.0% |
| England | £309,858 | 1.6% | 0.1% |
